1.	Pre agreed rates exist for persons with only one of the following
	conditions.
	For immediate quote phone Marguerite on 01 4980508.
2.	Where multiple conditions exist
	phone Marguerite on 01 4980508
	N.B. proposal may be required prior to policy issue
	CONDITION		REMARKS		MEDICAL CODE
	Addisons disease		If normally well controlled and		1200
			stable, no hospitalisation in the
			last 2 years
	Angina		Other than below and provided no		1211
			heart attack
	Angina		If controlled on medication and no		1211
			hospital treatment in the last 2 yr
	Arthritis		No hospital treatment in the last yr		1219
	Asthma		If unstable has required home oxygen		1222
			or hospitalisation in the last 2 years
	Bronchitis		If this is a recurring illness but has		1548
			not required home oxygen or
			hospitalisation in the last year
	Bronchitis		If limiting mobility, requiring home		1548
			oxygen or hospitalisation in the last
			year
	Cancer (Breast)		If successfully operated, no secondaries		1493
			and no on going treatment for more than
			5 years
	Cancer (Colon)		If successfully operated, no secondaries		1492
			and no on going treatment for more than
			5 years
	Cancer (Skin)		If successfully operated, no secondaries		1508
			and no on going treatment for more than
			5 years
	Cancer (Prostate)		If successfully operated, no secondaries		1507
			and no on going treatment for more than
			5 years
	Cancer (All others)		In remission as defined by a specialist		1505
			for more than 5 years
	Cancer (all other types)		If treated succesfully, no secondaries and		1505
			no hospital treatment in the last 2 years
	COAD / COPD		If limiting mobility, requiring use of home		1548
			oxygen or hospitalisation in the last year
	Colitis (Ulcerative)		If normally controlled and no hospital		1478
			treatment in the last 2 years or surgery
	Colostomy/Ileostomy		If not related to cancer or requiring		1257
			treatment in last year
	Crohns Disease		If normally controlled and no hospital		1264
			treatment in the last 2 years or surgery
	Cystic Fibrosis		Provided no substantial deterioration in		1267
			the last six months
	Dementia		If normally oriented and independent and		1270
			not in a hospital or nursing home in the
			last year
	CONDITION		REMARKS		MEDICAL CODE
	DVT/Thrombosis		If within the last 2 years or still on		1462
			anti- coagulants
	Diabetes		If stable, on tablets/insulin, no hospitalisation		1277
			in the last year and not associated with
			any related skin/kidney/eye/blood vessel
			or nerve problems
	Diverticulitis		If normally controlled and no surgery for		1278
			this condition
	Emphysema		If limiting mobility, requiring home oxygen		1548
			or hospitalisation in the last year
	Epilepsy		If controlled, no fits in the last 6 months		1292
			and no hospital treatment in the lst year
	Heart Conditions :		If normally controlled, no breathlessness		1218
	Artrial Fibrilation		or angina
	Heart Conditions :		One attack only over a year ago, no		1381
	Heart Attack (MI)		further investigation or treatment and no
			angina
	Heart Conditions :		If successful more than 12 months ago,		1239
	ByPass surgery		no ongoing angina or previous MI
	Heart Conditions :		If successful more than 12 months ago,		1213
	Angioplasi/stent		no ongoing angina or previous MI
	Heart Conditions :		If controlled, no palputations/ blackouts		1244
	Cardiomyopathy
	Heart Conditions :		See Angina
	Ischaemic heart
	disease
	HIV+		If tested positive but symptom free and		1322
			normal CD for cell count
	Hypertension		If controlled and on 2 or less drugs for		1332
			this condition and no hospital treatment
			in the last year
	Irritable Bowel syndrome		If normally controlled and no hospital		1345
			treatment in the lst year
	Kidney Dialysis		If stable on Dialysis and not wait listed		1435
	Renal failure		for a transplant
	Leukemia		If in remission, as defined by a specialist		1500
			and no ongoing treatment
	Liver disease		Provided not alcohol/drug related or		1319
	Hepatitis		liver failure
	Lupus (S.L.E.)		If no hospital treatment in the last 2 years		1465
	Malignant Malanoma		If successfully operated, no secondaries		1508
			or ongoing treatment
	Multiple Sclerosis		provided currently stable and no hospital		1376
			treatment in the last year
	ME Myalgic		If diagnosed more than a year ago and		1378
	Encephalomyletis		no hospital treatment in the last year
	CONDITION		REMARKS		MEDICAL CODE
	Osteoporosis		If no fractures in the last year		1396
	Pancreatitis		Provided not alcohol related and no		1401
			episodes in the last 2 years
	Parkinsons Disease		Provided no significant deterioeration		1404
	Physical Disability		If no hospital treatment in last year		9000
	Psychiatric Anxiety		if normally stable on medication		1522
	Psychiatric Depression		if normally stable on medication, neither		1273
			currently receiving regular therapy and
			no hospital admission
	Sickle Cell Anaemia		Provided no crisis/transfusions/hospital		1453
	Trait		admissions in the last year and no kidney
			failure
	Stroke		If only one stroke, more than 6 months		1250
	Cerebovascular		ago, and now stable
	accident